Turn a recurring monthly budget into an estimated gold accumulation plan. Compare monthly dollars, grams purchased, annual grams and the effect of a purchase premium.
This assumes the entered gold price and premium stay constant throughout the planning period.
A fixed-dollar plan acquires fewer grams when the gold price rises and more grams when the price falls. A fixed-weight plan behaves differently because the budget changes instead.
Because future gold prices are uncertain, testing several price assumptions can show a realistic range of potential accumulation without pretending to know the future price.
Yes. That represents a no-premium theoretical price.
No.
This version uses one planning-price assumption. Recalculate as market conditions change.