Gold Coin Portfolio Calculator

Value a mixed collection of bullion and investment-oriented gold coins without forcing every coin into the same weight, purity or market-price assumption.

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Total Gross Weight—
Total Fine Gold—
Melt Benchmark—
Market Value—
Weighted Purity—
Coin Units—
Coin Types—
Largest Holding—

How Gold Coin Portfolio Value Is Calculated

Every coin type is converted into fine-gold grams before the portfolio is aggregated. Where a specific market price is entered, that figure is used for that holding; otherwise the calculator uses the gold spot price as the metal benchmark.

Fine Gold = Quantity × Weight × Purity ÷ 100

Melt Benchmark = Fine Gold × Spot ÷ 31.1034768

Why a Mixed Coin Portfolio Needs More Than One Average

A portfolio can contain different coin sizes and fineness levels, and some coins can trade above their metal value. Treating everything as one average can hide where the portfolio's value actually comes from.

Portfolio Value vs Collectible Value

This tool is designed around measurable metal and entered market prices. Rare or numismatic value should be assessed separately because it may not be proportional to fine-gold content.

The result is a valuation model, not a professional appraisal or guaranteed sale price.

Frequently Asked Questions

Can I include different gold coin purities?

Yes. Each holding has its own purity field.

Can one coin use an actual market price?

Yes. Enter a price for that row. If it is left blank, the metal benchmark is used.

Does the portfolio value include collector premiums?

Only when those premiums are reflected in the entered market price.

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