Calculate the gold selling price required to achieve your target profit. Include your purchase price, gold quantity, purchase premium, additional costs and selling fees to determine the target price per gram, kilogram, troy ounce, tola, pennyweight or grain.
Find the sale price required to reach your profit objective.
The target price is a mathematical estimate based on the inputs supplied. Actual selling proceeds can differ because market prices, dealer spreads, taxes, premiums and other transaction conditions may change.
A gold target price is the gold selling price required to reach a specific financial objective. Unlike a simple gold price calculator, a target-price calculation considers what you originally paid and the costs involved in buying and selling.
The target can be a fixed profit amount or a percentage profit based on the modeled total cost. This makes the calculation useful for evaluating a potential selling level before a transaction takes place.
The calculator first determines the value of the gold purchased.
A purchase premium and other purchase costs are then added.
If your target profit is percentage-based, the calculator applies that percentage to the total cost basis.
If you choose a fixed profit target, the amount entered is added directly to the cost basis.
Finally, percentage-based selling costs are accounted for so that the gross selling price is high enough to leave the required amount after the selling fee.
Assume you buy 10 grams of gold at 2,000 per gram. The initial gold cost is 20,000. You pay a 3% purchase premium, giving a premium of 600.
The modeled cost basis is therefore 20,600 before any additional purchase costs.
If your target profit is 20% of the total cost, the desired profit is:
Before selling fees, you would need proceeds of 24,720 to recover the modeled cost and achieve the target profit. If a 2% selling fee applies to gross proceeds, the required gross sale price must be higher.
The calculator performs these steps automatically and converts the result into the selected gold price unit.
The calculator supports two different ways of defining the desired profit.
The target profit changes with the size of your modeled cost. For example, a 20% target on a 10,000 cost basis is 2,000.
The target is a specific currency amount regardless of the size of the cost basis. For example, entering 2,000 means you want 2,000 of profit.
These two approaches are useful for different planning situations.
A selling fee reduces the amount you actually retain from the gross sale. Therefore, simply adding the desired profit to your purchase cost is not sufficient when the seller pays a percentage of the sale proceeds.
For example, if you need to retain 10,000 after a 2% selling fee, the gross sale must be:
The higher target price compensates for the portion lost to the selling cost.
The calculator supports common precious-metal weight units. The target selling price is displayed using the selected price unit.
| Gold Price Unit | Equivalent Weight |
|---|---|
| Per Gram | 1 gram |
| Per Kilogram | 1,000 grams |
| Per Troy Ounce | 31.1034768 grams |
| Per Tola | 11.6638125 grams |
| Per Pennyweight | 1.55517384 grams |
| Per Grain | 0.06479891 grams |
The calculator also compares the required target price with your original purchase price.
The corresponding percentage movement is:
This helps you see not only the target selling price but also how far the gold price would need to move from your purchase level to reach it.
Purchase premiums can significantly affect the target price. If you buy physical gold above the underlying reference price, that premium becomes part of the amount that must be recovered.
For example, coins and bars can trade at premiums that vary according to product type, availability and market conditions. A higher purchase premium generally means a higher target price is required to achieve the same profit objective.
The calculation can also help illustrate the effect of costs on a gold transaction, but finished jewellery requires additional care.
Jewellery prices can include workmanship, gemstones, design premiums, taxes and retailer margins. These amounts may not be fully recoverable when the item is resold.
Therefore, a target gold price based only on the metal component should not automatically be treated as the target resale price of a finished jewellery item.
A target price can be useful for planning because it converts a desired financial outcome into a specific gold-price level.
For example, instead of simply deciding to "sell when gold goes higher," you can model your acquisition cost, expected transaction costs and target profit and calculate the corresponding price level.
The result remains a planning calculation rather than a prediction that gold will reach that price.
This calculator does not provide a live gold price, market forecast or dealer quotation.
Actual profits can differ because of taxes, bid-ask spreads, dealer discounts, commissions, premiums, shipping, storage, refining deductions and other transaction costs.
The result also assumes that the quantity and the modeled costs remain unchanged. Real-world market conditions can change between purchase and sale.
For physical jewellery, the actual resale price may depend heavily on factors beyond the underlying gold content.
It is the selling price required to reach a specified financial objective after considering the modeled purchase and selling costs.
The required gross sale proceeds must cover the total cost basis, the desired profit and fixed selling costs, while also accounting for any percentage-based selling fee.
Yes. Select Per Gram as the gold price unit.
Yes. Select Per Troy Ounce and enter your quantity and purchase price.
Yes. Select Percentage of Total Cost and enter your desired percentage.
Yes. Enter the purchase premium as a percentage of the gold purchase value.
Yes. You can enter both percentage-based and fixed selling costs.
No. All gold prices and costs are entered manually.