Gold Bullion Discount Calculator

Determine exactly what a bullion sale discount is worth. Compare list price with sale price, then check whether the final price is actually cheap relative to the gold content and current spot value.

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Discount Amount—
Discount %—
Fine Gold—
Spot Metal Value—
Effective Premium / Discount—
Sale Cost / Fine Gram—

Discount Formula

Discount Amount = List Price − Sale Price
Discount % = Discount Amount ÷ List Price × 100
Effective Premium % = (Sale Price − Spot Metal Value) ÷ Spot Metal Value × 100

A Sale Discount Can Be Misleading

A 10% reduction from an inflated list price is not necessarily a good bullion deal. The more useful comparison is the discounted price against fine-gold spot value and the actual resale economics.

How to Evaluate a Bullion Sale

Check the discounted all-in price, purity, weight, seller reputation, expected buyback terms and whether the product has a meaningful resale market. A low price is only useful if the product and transaction are sound.

Compare the sale price with metal value, not just the original advertised price.

Frequently Asked Questions

How is a bullion discount calculated?

List price minus sale price, expressed as a percentage of list price.

Can bullion trade below spot?

Yes.

Does a sale discount guarantee a bargain?

No.

Can I calculate discount amount and percentage?

Yes.