A lower sticker price does not necessarily mean a more efficient gold purchase. This calculator measures how much each dollar buys in fine-gold content and how far the product price sits above spot value.
An efficiency ratio of 0.95 means approximately $0.95 of the purchase price represents underlying spot metal value under the entered assumptions. The remainder reflects premium and other embedded product economics.
Products with different purity can make gross cost per gram misleading. Fine-gold normalization solves that problem by comparing the amount of actual gold content obtained for the money spent.
How effectively purchase price converts into fine-gold content.
Fine-gold cost per gram and premium percentage.
Yes.
No.